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  • Justice Realty Group Blog

    Monday, January 22, 2018   /   by Sally Ringseth Campbell, MBA

    Federal Shut Down Assistance

    Although a Government shut down means that some folks will get furloughed, they do get back pay for every day they were furloughed (free vacation for some).  Military folks are not scheduled to be paid for another eight days anyway, but if the shut down lasts, there could be an immediate financial burden for some folks. 

    Navy Federal Credit Union, which is owned by its members, has a solution to that immediate financial burden which may arise. To eligible people there is a loan with a 0% interest rate.  Contact Navy Federal Credit Union to register. 


    The following is extracted from the NFCU website (the link below can be retyped in the address line if there is concern about clicking links)


    Who's Eligible?

    Active Duty servicemembers of the Army, Marine Corps, Navy, Air Force and Coast Guard
    Army or Air National Guard on federal active service
    Officer Candidates of the Armed Forces
    Civilian employees of the DoD



    How to Get a Loan ...

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    Sunday, January 07, 2018   /   by Sally Ringseth Campbell, MBA

    Closing Cost? What is that?

    Closing Costs Paid by Home Buyers
    When getting a loan to purchase a home, there are expenses which are charged to the buyer for the loan.   Typically, some of these costs may be:






    Credit report fee




    Appraisal fee




    Origination fee




    Bank processing fee




    Flood certification fee




    Tax servicing fee




    Recording fee




    Notary fee




    Title insurance




    Prepaid interest




    Prepaid insurance




    Inspections and services requested by the buyer not paid before settlement.




    Pro-rations



    It is very important to understand these items and have your lender explain them one item at a time.

    An estimate of these charges is provided early in the sale process and details approximate costs which will be charged.  There are items on this list that can be used to shop around for different lenders. The Real Estate Agent or lender can help to estimate these charges, but they will only be a ...

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    Friday, January 05, 2018   /   by Sally Ringseth Campbell, MBA

    2018 Tax Cuts and Jobs Act and How it affect Home Owners

    Good day all.  This link will take you to an easy to understand outline of the 2018 Tax changes.   It is very complicated so please understand that where we may be losing in one place we may be gaining in another.  This is a very complicated topic Taxes... so please be sure to speak to your tax professional.  I happen to be a Tax Professional, so I would be happy to field some questions as it relates to your home buying and selling.  At Justice Realty Group, we are dedicated to helping get all the answers you need to make your decisions less complicated.    

    In this day of "clicking links" creating trouble at times from the bad guys and make us weary.  This link came in a National Association of Realtors Newletter. 

     Please know you can always "cut and paste" or retype an link address into the address line of your browser.  This is a way around "clicking" on.  This is true for most all links you receive, unles ...

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    Monday, November 27, 2017   /   by Tina Brannen

    2018 TAX TIME RIGHT AROUND THE CORNER

    I know I'm bringing up the tax season before Christmas has arrived but it is never to early to get a head start on the upcoming tax season, especially if you have a rental property. It is a good time to get caught up with the upcoming tax changes and touch base with your accountant to get ready to file for 2018

    Don't leave it to the last minute April 15th 2018 will be here before you know it!

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    Sunday, November 12, 2017   /   by Tina Brannen

    Reindeer Run 5k & Merry Mile

    Looking to get your run on this Christmas? Come and register for the Reindeer Run 5k & Merry Mile. The event will take place on December 16th 2017 from 8am to 10am.

    Ho, ho, GO! Join us for a Reindeer Run 5k and Merry Mile Sponsored by Stevenson Chevrolet with an optional Ugly Sweater contest.

    The 5k fun run/walk will begin and end at the Swansboro Recreation Center in Municipal Park. Race begins at 8 a.m.; day of registration will close at 7:30 a.m. Pre-register by December 6 for $20; after December 7, registration is $30. Each 5k registration comes with a Reindeer Run 5k T-Shirt and the top three overall finishers will be awarded.

    5k not your thing? Check out the Merry Mile, $5 entry and a 9:30 a.m. start time so join us for a jolly jog.

    Come out and run for fun! No ugly sweater? No problem! It is not required to have one to participate.You can put on your ugliest, silliest, or most unique holiday sweater for a chance to bring home bragging rights and a small priz ...

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